get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Eric Schachter
Mortgage Loan Originator | NMLS# 673145
With over twenty years of experience in the lending industry, Eric Schachter is a seasoned mortgage professional. Having successfully built and led top-performing teams in both New York and Florida, his role as a leading mortgage originator comes from his commitment to providing exceptional service and tailored financial solutions.
Specializing in the Syosset and Suffolk County areas, Eric offers a deep understanding of the local real estate market and lending landscape. He is dedicated to guiding clients through every step of the mortgage process with transparency and open communication, ensuring a smooth and informed experience. Whether you are a first-time homebuyer or looking to refinance, Eric’s expertise in the Syosset and Suffolk County lending markets will help you achieve your financial goals.
Eric resides on Long Island with his wife, two children, and two dogs. Outside of work, Eric enjoys golf, fishing, and spending time in nature with his family.